A personal loan is a type of unsecured loan that requires no security or collateral. 贷款的利率和期限是固定的, 哪个能让你每月都有固定的付款. 借的钱可以用于任何目的, 包括去度假, 婚礼庆典, 支付医药费, 紧急情况下, 或者只是手头有额外的现金. Personal loans are easy to apply for and, once approved, your money can be available the same day! There are no upfront fees and we offer flexible repayment terms at fixed low rates.
因为这是一种封闭式贷款, 你可以在规定的时间内还清贷款, which provides you with the ability to better manage your monthly bills and your debt. (这不像 债务合并贷款, which allows you to consolidate all your credit card bills into one, 更快还清债务, 而且利率更低!)
宠物的主人! 了解og体育官网的Lend-a-Paw个人贷款 为了你意想不到的宠物账单.
|1 - 12个月||5.99% to 17.99%|
|24里面几个月||12.30% to 17.99%|
|技能月||12.35% to 17.99%|
|37-48月||12.40% to 17.99%|
|49-60月||12.45% to 17.99%|
|61 - 72个月||14.45% to 17.99%|
|73 - 84个月||16.44% to 17.99%|
|1 - 12个月||2.99% to 17.95%|
|24里面几个月||8.70% to 17.99%|
|技能月||8.75% to 17.99%|
|37-48月||8.80% to 17.99%|
|49-60月||8.85% to 17.99%|
|61 - 72个月||8.95% to 17.99%|
|73 - 84个月||9.34% to 17.99%|
1年费率. 对于所有贷款, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. 并不是所有的借款人都有资格获得最低利率. There are NEVER any prepayment penalties for repaying your loan early. 所有贷款均须经信贷审批. 截至本披露日期，最优惠利率为8.截至2023年1月9日，年利率为50%.
Get a credit line of 到 $50,000 to pay for ongoing projects and expenses. 只对你使用的资金支付利息!
Qualified applications can borrow 到 $50,000 with terms 到 an 84 month repayment period. The amount and term of your personal loan will be decided based on your financial situation, 包括你可核实的收入和信用记录, 什么对你来说最合理.
– 贷款的利率和期限是固定的, which provides you with a set monthly payment
– Once approved, your funds will be available to you in the same day
– You can have the loan payment conveniently deducted from your checking account
Personal loans and 信用卡 are both lending options provided by the credit union. Personal loans are structured with a specific term – a period of time you are given to pay off the loan. This balance can be paid in full through equal monthly payments that go toward both principle and interest. 此外, 信用卡 are considered a revolving line of credit and do not come with terms – there is no specific time the balance needs to be paid in full. Credit cards at og体育首页 offer an interest-free period and require a minimum payment each month when there is a balance. You are offered a credit limit and can make ongoing purchases, cash advances, and balance transfers. For both 信用卡 and all our loans, we offer a 信用保障计划
作为一个负责任的金融伙伴, og体育首页 is committed to making sure we have safe and ethical lending practices. 这意味着当您申请og体育官网的贷款产品时, we do a thorough financial review to ensure that granting the loan does not put you in an uncomfortable financial situation. Your credit score and income tell a story on your ability to manage your finances and your commitment to paying money owed. It also helps us determine the amount we can lend to you and at what rate.
你可以通过以下三种方式之一申请:网上申请, 请致电415-775-5377, 或者到og体育官网的分支机构参观.
The term of the loan is the length of time you are provided to pay back the funds borrowed. og体育官网提供的期限从61天起 到 84个月.
No, og体育首页 does not charge a pre-payment penalty. We encourage our members to increase their monthly payments or make additional payments when they can. This will help reduce the balance quicker and save on interest you pay.
Personal loans are great if you need additional cash flow for specific items. 例如, 如果你需要修理你的车, 购买一件大件家居用品, 支付婚礼费用或借钱给亲戚, 你可以申请个人贷款. These loans are unsecured, meaning there’s no need for collateral.
Debt consolidation loans are specifically designed to help you pay off a lump sum of debt, whereas personal loans are for when you need cash for a variety of reasons.
如果你正在考虑债务合并, you want to be sure that it’s the right choice and that you select the best loan for your financial situation. Remember, debt consolidation loans are great for doing what their name implies, consolidating debt. 只有当你需要现金流时才选择个人贷款.
Some of our lending products, like closed-end loans, are available to non-permanent U.S. 居民, contingent upon review of current work permit/visa. Certain loan terms will be determined by visa/permit expiration.
“Just worked with Golden Gate Branch Manager on my loan application and he was a dream to work with. He made my path smooth by addressing the speedbumps that come up when applying for anything. 他今天早上9点给我回了电话，问我有什么问题. I told him I was having difficulty unfreezing the Experian credit report. 他给我发了一个链接让我解冻账户. 完成! I’m amazed cuz I spent all day yesterday trying to access Experian to unfreeze credit reports. 我的贷款今天下午3点就批准了. 这就是我所说的优质客户服务! 谢谢，你太棒了! “格拉迪斯K.
“第一次使用SFFCU, 想从, 一切都很顺利，很及时, 银行代表非常热情，反应迅速, 整个过程花了大约一周的时间. 将来一定会再考虑他们吗.”莎莉年代.
I can’t say enough about the Branch Manager and the tremendous amount of support she has given me and my family towards our financial goals. Their ability to give careful suggestions while also listening to what our needs are has been golden in making tough decisions. og体育官网已经担保并还清了两笔个人贷款, 为车辆再融资, 继续在各方面降低利率. Thank you so much this is truly what we need especially with a new baby!苏茜P.